Publications - Community Development Resources
The 12 Federal Reserve Banks issued the 2016 Small Business Credit Survey: Report on Employer Firms, which examines the results of an annual survey of business conditions and the credit environment faced by small business owners who have full- or part-time employees. The survey gathered experiences from firms across all 50 states and the District of Columbia through the joint efforts of the Federal Reserve Banks of New York, Atlanta, Boston, Chicago, Cleveland, Dallas, Kansas City, Minneapolis, Philadelphia, Richmond, San Francisco and St. Louis.
Community Development Financial Institutions in the Southeast: Surveying the Social Investment Landscape
Volume 4, Issue 1 2016 of Community Scope uses the results of the 2015 survey to present timely key findings on CDFI activity in the Southeast, including capitalization, demand, capacity, non-lending programs and services, and impact investing.
A conversation with Dave Glaser, president of Montana & Idaho Community Development Corporation, on how his organization is adopting more effective ways to pursue business and housing development. From Community Dividend, a publication of the Minneapolis Fed.
Why, if so much has improved in recent years relating to small business, are there fewer startup firms, comparatively? A Cleveland Fed writer explores what’s improved, what hasn’t, and what’s possibly to come for Main Street firms.
How do small businesses that apply to online alternative lenders compare to those that apply to traditional financial institutions only? And in what ways do their experiences with lenders differ? This analysis from Cleveland Fed and Board of Governor analysts draws from data in the Federal Reserve’s 2015 Small Business Credit Survey to examine these questions.
A conversation with Marcus Owens, president of NEON, who is working to expand opportunities for low- and moderate-income entrepreneurs and help them build wealth. From Community Dividend, a publication of the Minneapolis Fed.
The net assets of investment funds pursuing an impact investment strategy have grown from $12 billion in 1995 to $4.3 trillion in 2014 – that’s growth by a multitude of nearly 360 in less than 20 years. This 5th District Spotlight presents context to impact investing’s meteoric rise through facts, figures and analysis.
This Dallas Fed report, "Talent and Capital Concerns Temper Positive Outlook for Texas Small Businesses," provides results from the third annual Texas Small Business Needs Assessment Poll, conducted in partnership with the Texas Small Business Development Center Network. Over 1,500 micro- and small businesses reported on firm size, performance, financing and employee skills gaps.
Small businesses’ access to credit is critical to their ability to establish, run and grow their operations. In late 2015 the Federal Reserve Banks of Atlanta, Boston, Cleveland, New York, Philadelphia, Richmond and St. Louis conducted a joint survey of small businesses; 5,420 responses from 3,459 employer firms in 26 states provide insight into the primary source of financing for small businesses and shed light on their business conditions, credit needs and borrowing experiences.
Microbusinesses, which consist of 1-4 full-time employees, open and close at a faster rate than larger firms. During the Great Recession, the Fifth Federal Reserve District saw a greater decrease of microbusinesses in percentage terms than the nation as a whole. Still, some counties in the Fifth District actually experienced net increases in microbusinesses. Find out which county bucked the trend the most and experienced the greatest net increase by reading this issue of 5th District Footprint, published December 2015, which offers a look at microbusinesses in the Fifth District before and after the Great Recession.