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Publications - Community Development Resources


The Tribal Leaders Handbook on Homeownership

The Center for Indian Country Development at the Federal Reserve Bank of Minneapolis has released the Tribal Leaders Handbook on Homeownership, a comprehensive guide to mortgage lending and creating successful homeownership programs in Indian Country. (For an overview of the handbook's development and features, see this CICD Blog post.)

How small-dollar loan programs can be a big benefit for employees (and their employers)

By providing their workers with access to affordable, low-risk credit, companies could help ease personal financial stresses—and improve their own bottom lines. Read more in this June 2018 article from Community Dividend, an online publication of the Minneapolis Fed.

Home Lending in Hamilton County Neighborhoods

A Cleveland Fed researcher used Home Mortgage Disclosure Act (HMDA) to examine trends in mortgage lending in Hamilton County, Ohio--home to Cincinnati--during a 27-year period beginning in 1990.

Home Lending in Franklin County Neighborhoods

A Cleveland Fed Policy Analyst used Home Mortgage Disclosure Act (HMDA) to examine trends in mortgage lending in Franklin County, Ohio--home to Columbus--during a 27-year period beginning in 1990.

Investing in Coal Country

The Central Appalachian region is currently experiencing an economic transition. This Cleveland Fed blog entry looks at how philanthropic organizations are working to overcome the region’s challenges by capitalizing on its natural assets.

Reflections on Discriminatory Lending: Past and Present

The Fair Housing Act is fifty years old and despite some progress made during those years on the housing front, challenges remain. The Cleveland Fed attended a panel discussion assessing its impact and those challenges.

Trouble Finding Workers? The Answer May Be Transit

The Cleveland Fed traveled to Dayton, Ohio and learned that residents’ ability to get to work, often referred to as job access, was not just a challenge for residents of a public housing facility, but was a challenge repeated throughout West Dayton and in Cincinnati by employers, nonprofit organizations, and philanthropic leaders, too. 

The Opioid Epidemic and Its Effects: A Perspective on What We Know from the Federal Reserve Bank of Cleveland

Drug overdoses are now the leading cause of death for Americans under 50. In the Fourth Federal Reserve District states of Kentucky, Ohio, Pennsylvania, and West Virginia, opioid overdose deaths are at least 1.5 times more frequent than the national average. This report details what the Cleveland Fed has learned about the opioid epidemic and specifically, its effect on workers’ participation in the labor force.

Unemployment, Vacant Properties, Population Decline: Finding Solutions in Dayton

The Cleveland Fed toured Dayton, Ohio and heard from people who raised shared challenges: employers unable to fill jobs, vacant and abandoned housing, and population loss. What are people attempting to do to turn things around, and what’s working?

Demographics of Wealth 2018 Series — Essay No. 2: A Lost Generation? Long-Lasting Wealth Impacts of the Great Recession on Young Families

This second essay in the Center for Household Financial Stability’s 2018 “Demographics of Wealth” series explores the connections between a person’s birth year and measures of their family’s financial well-being, including income and wealth. The essay is based on an analysis of over a quarter-century’s worth of data collected by the Federal Reserve through its Survey of Consumer Finances.

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