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Publications - Community Development Resources


Benefits Cliffs and the Financial Incentives for Career Advancement: A Case Study of the Health Care Services Career Pathway

Benefits cliffs, which occur when earnings gains are offset by the loss of public benefits, have long been recognized to create financial disincentives for low-income individuals to earn more income. In this paper, the authors develop a new methodology to study benefits cliffs in the context of career advancement. Further, they illustrate two policy interventions: a childcare subsidy phaseout that is gradual rather than sudden, and an application of transitional public benefits with asset mapping of financial resources. The authors show how each of these interventions benefits a low-income parent seeking to advance up the economic ladder.

Anchor Institution Strategies in the Southeast: Working with Hospitals and Universities to Support Inclusive Growth

Engaging universities and hospitals to address economic disparities—often referred to as anchor institution strategies—has been understudied in the Southeast. This paper examines efforts to launch anchor institution strategies in the Southeast by exploring the case studies of New Orleans, Atlanta, and Miami’s efforts to establish anchor institution programs between 2016 and 2018.

Small Business Credit Survey: 2019 Report on Minority-Owned Firms

The Federal Reserve’s Small Business Credit Survey: 2019 Report on Minority-Owned Firms examines the state of minority-owned businesses, offering insights on their performance, access to financing, and experiences in the credit market. The report is based on data from the 2018 Small Business Credit Survey (SBCS). The SBCS is a collaboration by all 12 Federal Reserve Banks, and annually surveys businesses with fewer than 500 employees to deliver timely information on small business financing needs, decisions, and outcomes.

Nonprofit Executive Succession-Planning Toolkit

A nonprofit that is prepared for the departure of an executive is better positioned for success. This toolkit, designed for nonprofits at any phase of succession planning, provides an overview, outline of key roles, templates that nonprofits can tailor to their needs and links to related resources.

Black Women Business Start-Ups

Businesses owned by black women have experienced unprecedented growth over the past two decades. This report, based on national data and a series of interviews with black women business owners, presents a summary of business owners' motivation, challenges, support and financial trends.

Building Entrepreneurship Ecosystems in Communities of Color

Entrepreneurship ecosystems leverage the resources of local communities to support entrepreneurs as they start and scale high-growth companies. This guide gives ecosystem builders an overview of key concepts and recommendations on how to develop high-growth entrepreneurship in communities of color.

Disconnected: Seven lessons on fixing the digital divide

The report from the Kansas City Fed focuses on broadband access, economic impact and success stories for communities wishing to narrow the digital divide. The digital divide refers to the gap between those with and without access to affordable, reliable broadband and the skills and equipment to utilize it.

What Works at Scale: A Framework to Scale Up Workforce Development Programs

This Federal Reserve Bank of Atlanta discussion paper examines a sample of recent randomized controlled trials of workforce development programs and reports to what extent this body of evidence informs policymakers about what works at scale. The findings show that most programs are implemented at a small scale, use nonrandom samples from the population of interest, and are concentrated in the most populous urban areas and U.S. states.

Federal Reserve Board's Report on the Economic Well-Being of U.S. Households

The Federal Reserve Board has released its sixth annual Report on the Economic Well-Being of U.S. Households. Based on the Board's annual Survey of Household Economics and Decisionmaking conducted in October and November of 2018, the report provides insights on individuals’ income, employment, dealing with expenses, bank and credit access, housing decisions, education, student loans, and retirement. A new topic in this year’s report—aimed at understanding the experiences of bank customers—is the ability of adults to access funds in their bank accounts. 
 

Examining the Role of Job Separations in Black-White Labor Market Disparities

Economic trends indicate stark racial disparities in the labor market. Black and white workers experience such distinct labor market outcomes that the highest level of white unemployment has rarely exceeded the lowest level of black unemployment over the past four decades. Using findings from recent studies and data from the Federal Reserve Board's 2017 Survey of Household Economics and Decisionmaking (SHED), this special topic brief elaborates on the persistent black-white unemployment gap and highlights barriers to obtaining and maintaining employment. This brief is the third of a series based on research and roundtable discussions with community leaders throughout the country as of the Federal Reserve's Investing in America's Workforce (IAW) Initiative.

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