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Tools - Community Development Resources


Closing the Digital Divide: A Framework for Meeting CRA Obligations

Access to broadband has become an essential component of economic opportunity and financial well-being, yet there is a significant digital divide in many underserved communities.This Dallas Fed publication is a practical guide for financial institutions that shows how digital inclusion can improve the lives of low- and moderate-income individuals who have limited access to broadband infrastructure. It presents best practices and information on lending, services and investments that can help close the digital divide and contribute to an inclusive and vibrant entrepreneurial economy.

TexasColonias.org

A website that accompanies the Dallas Fed study, "Las Colonias in the 21st Century: Progress Along the Texas-Mexico Border," which examines successes and challenges in infrastructure, housing, economic opportunity, education and health in Texas colonias. The site features a report, video, photos, success stories, data, legislation information and related resources.

Center for Indian Country Development

Through its Center for Indian Country Development, the Minneapolis Fed works to help self-governing communities of American Indians in the United States attain their economic development goals. The Center promotes partnerships, research, and coordination around four focus areas that are essential for building vibrant economies: governance, infrastructure, finance, and resources.

12th District County Profiles

The 12th District County Profiles, published by the San Francisco Fed, provide valuable information on the various labor-market, housing, and economic development issues impacting communities throughout the nine western states. More counties will be added in future rounds of profiles, so check back often to see if your community is featured!

Superstorm Sandy Information Center

In response to Superstorm Sandy, the New York Fed organized relief Clinics, bringing housing, legal, insurance, and disaster relief agencies under one roof. The Fed also created an online resource center to serve as a clearinghouse of critical information to support local recovery efforts. Residents and business owners can find resources from insurance, tax relief, and legal assistance to help for rebuilding damaged property. The site also links to posts from the New York Fed's economics blog on costs of the superstorm.

Catastrophic Risk: Protecting Critical Infrastructure in Urban Areas

The damage and disruption caused by Superstorm Sandy on the communications, power, and transportation infrastructure in many parts of the New York City region highlighted the need to examine ways to limit the adverse effects of extreme events on critical infrastructure in urban areas. In November 2013, the New York Fed convened experts on risk analysis, local policymakers, academics, and representatives from utilities and local and state government to discuss the protection of infrastructure during disasters. Conference participants included representatives of state and local governments and various utilities, as well as academics who provided perspective on the issues. his detailed conference summary includes links to interviews with speakers from the event.

 

Credit Conditions by Neighborhood Income: The Picture in Massachusetts

This report from the Boton Fed describes credit conditions in Massachusetts in low- and moderate-income and middle- and high-income census tracts using a unique and nationally representative database of all individuals who have a credit history. The analysis highlights the differences in the percentage of individuals with credit accounts, median balances, monthly payments, delinquency rates, and credit scores in 2006 and 2012.

Foreclosure Resource Center

The Federal Reserve Bank of Richmond's Foreclosure Resource Center provides a comprehensive list of both national and local foreclosure prevention information, resources and data.

How the Boston Case Can Inform Neighborhood Stabilization Policy

How did the Neighborhood Stabilization Program play out in Boston? A  research team at the Federal Reserve Bank of Boston conducted a multi-method study of the impact of the Boston Neighborhood Stabilization Program effort. We found that the program properties were slower to be rehabilitated than a comparison group of non-program properties and that the program had very little impact on the physical or social conditions of the block. We conclude by offering some policy implications

Seventh Federal Reserve District Foreclosure Rate Graphs

The Foreclosure Rate Graphs show trends in foreclosure start and transition rates in the largest counties in each state in the Seventh Federal Reserve District. These five counties include the cities of Chicago (Cook County), Detroit (Wayne County), Indianapolis (Marion County), Milwaukee (Milwaukee County), and Des Moines (Polk County).

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