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Affordable housing - Featured


Federal Reserve Board's Report on the Economic Well-Being of U.S. Households

The Federal Reserve Board has released its sixth annual Report on the Economic Well-Being of U.S. Households. Based on the Board's annual Survey of Household Economics and Decisionmaking conducted in October and November of 2018, the report provides insights on individuals’ income, employment, dealing with expenses, bank and credit access, housing decisions, education, student loans, and retirement. A new topic in this year’s report—aimed at understanding the experiences of bank customers—is the ability of adults to access funds in their bank accounts. 
 

VIDEO | Fair Housing: What It Means and Why It Matters

Where a person lives matters—a ZIP Code can often predict a person's likely economic, health, education, and life outcomes. In this video, Raphael Bostic, president of the Atlanta Fed, discusses why fair housing matters, reflects on the legacy of housing discrimination, and describes the progress made to prevent housing discrimination and further fair housing as well as what remains to be done. The Fair Housing Act of 1968 made it illegal to discriminate in the sale or rental of housing, including against individuals seeking a mortgage or housing assistance, or in other housing-related activities, based on a person's race, color, national origin, religion, sex, familial status, and disability. Yet 50 years after the passage of this landmark legislation, housing remains segregated by race and income in many neighborhoods across the United States. 

REGISTER NOW - Policy Summit 2019: Connecting People & Places to Opportunity

REGISTER NOW for Policy Summit 2019: Connecting People & Places to Opportunity hosted by the Federal Reserve Banks of Cleveland, Philadelphia, St. Louis, Minneapolis, and Chicago on June 19-21 in Cincinnati. This biennial conference will explore the theme of economic mobility and resilience within and across urban, suburban, and rural communities in the United States. Sessions will address questions such as: How are an individual’s prospects for getting ahead changing given growing regional disparities, persistent poverty, and racial segregation? Are place-based or people-based policies more effective, and in what contexts? What can policymakers and practitioners do to improve the likelihood that people, businesses, and communities are set up for long-term success in today’s marketplace?

Access: A Community Development Podcast from the Federal Reserve

This podcast asks community members and organizations across the U.S. about the challenges they are facing and solutions they’ve found for significant social issues like economic mobility, affordable housing, small business development and community reinvestment. Each episode showcases programs that help provide access to opportunity for low- and moderate-income individuals and families. The latest episode, "Access to Local Food Systems as a Rural Economic Driver," features an organization that bolsters regional agricultural enterprises to create jobs in rural areas. All episodes are available at accesspodcast.org or on iTunes, Stitcher and TuneIn.

Federal Reserve Community Development Perspectives

Ever wonder about the Federal Reserve’s involvement in the field of community development? Wonder no more. Released in June 2014, Federal Reserve Community Development Perspectives: A summary of activities, insights, and future opportunities answers the "what," "why" and "how" of the Fed's role in community development. The report highlights the Fed’s recent efforts to address barriers to economic growth, and promote fair and informed access to financial markets. Featuring brief summaries of its community development work organized into four focus areas--people, place, the policy and practice of community development, and small business--the report includes background information that helps to provide context for this work, a sampling of key research, outreach programs and other initiatives, as well as some ideas on future challenges, needs and opportunities.

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