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Asset building - Featured


Federal Reserve Board's Report on the Economic Well-Being of U.S. Households

The Federal Reserve Board has released its sixth annual Report on the Economic Well-Being of U.S. Households. Based on the Board's annual Survey of Household Economics and Decisionmaking conducted in October and November of 2018, the report provides insights on individuals’ income, employment, dealing with expenses, bank and credit access, housing decisions, education, student loans, and retirement. A new topic in this year’s report—aimed at understanding the experiences of bank customers—is the ability of adults to access funds in their bank accounts. 
 

Consumer & Community Context

Consumer & Community Context is a new article series from researchers at the Federal Reserve Board. The series features original analysis of financial conditions and experiences of consumers and communities, including traditionally underserved and economically vulnerable households and neighborhoods. The first issue focuses on two questions regarding student loan debt: can it explain low homeownership rates for young adults, and does it affect millennial migration patterns or "rural brain drain"?

Federal Reserve Community Development Perspectives

Ever wonder about the Federal Reserve’s involvement in the field of community development? Wonder no more. Released in June 2014, Federal Reserve Community Development Perspectives: A summary of activities, insights, and future opportunities answers the "what," "why" and "how" of the Fed's role in community development. The report highlights the Fed’s recent efforts to address barriers to economic growth, and promote fair and informed access to financial markets. Featuring brief summaries of its community development work organized into four focus areas--people, place, the policy and practice of community development, and small business--the report includes background information that helps to provide context for this work, a sampling of key research, outreach programs and other initiatives, as well as some ideas on future challenges, needs and opportunities.

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